Commercial Insurance in Fort Walton Beach

Business Insurance Fort Walton Beach

Business Insurance

Each business and industry is unique; Dan Sullivan Insurance is qualified to assess the unique hazards of your business. As business owners ourselves, we understand the special protection businesses need to prosper.

Business Insurance, includes property insurance, liability, commercial auto, workers compensation, group health, life, disability income, “key man” insurance and others.

Insurance for General Contractors and Artisan Contractors in Fort Walton Beach

Contact us, using the contact form on the right, to get some quick information on business insurance for contractors in Fort Walton Beach, Okaloosa County, and the surrounding area. We can give you competitive quotes from multiple carriers for insurance for general contractors, electrical contractors, hvac, plumbing contractors, carpenters, tile and flooring and more. Are you new in business, but have experience? Give us a call, at (850) 862-6300!, we can help with all types of contractors insurance in Ft Walton Beach!

Insurance for HOA, Shopping Malls and More

We offer insurance policies for Homeowner’s Associations, shopping centers, strip malls, retail stores, restaurants and more.

Business Insurance Services:

Loss Control Programs

Our relationships with major insurance companies, gives us the ability to evaluate your business’s current conditions and recommend ways to lower property, auto, workers’ compensation or liability losses. Lower losses will lower your insurance costs, and increase your productivity by avoiding downtime.

Quick Claim Response

When you do have a claim, you need fast service. As independent agents we work to make that happen. That’s because we have screened our partners to demonstrate excellent records for settling claims fairly and promptly.

General Liability

Protect your business assets from unforeseen events. We’ve all heard of the “slip and fall” scenarios. They are real, and businesses owners must protect themselves in today’s litigious environment. A General Liability Business Policy will give you peace of mind in your daily business ventures.

Weather Events

Flood, Wind, Hurricane, in Fort Walton Beach, we know what that means. Water and wind damage will devastate a small business, either through loss of revenue or through actual physical damage to your place of business or inventory. Protect yourself today, talk to Dan Sullivan Insurance, we will help you get the coverage you need for extreme weather events..

Commercial Vehicle

Commercial Auto, Commercial Watercraft and other Business Vehicle Policies.

Competitive Rates

We know who specializes in specific types of businesses or industries, offering special coverage and pricing. To see if your business qualifies for one of these special programs, contact us for more information.

Workers Compensation

We can help you put in place special Small Business Plans that make sense for your type of business.

Home Based Business

Home-Based Business is a major trend in America today, and at Dan Sullivan Insurance, we can verify that your potential liabilities are adequately covered by either your Homeowner’s Policy or your Business Policy. This depends on your unique situation. Homeowner’s Policies often have “sublimits” restricting coverage for business property. For instance, the Homeowner’s Policy may cover business property, but typically only up to $2,500 while it is “on premises” and up to $500 while the property is “off premises.”

Business Owner policies do not include professional liability coverage, automobile insurance, workers compensation, medical insurance and disability insurance. All can be covered with separate policies.

Call us today to schedule a review of your business insurance needs, many types of coverages are available including:

Business Owners Policy (BOP)Workers Compensation
Property & Liability InsuranceCommercial Vehicle Insurance
• Property Insurance
• Liability Insurance
• Business Interruption
• Excess Liability / Commercial Umbrella
• Commercial Automobile
• Fleet Commercial Automobile
• Garage Automobile
• Non-Owned Automobile
Specialty LiabilityMiscellaneous Commercial Insurance
• Professional Liability
• Errors & Omissions Liability
• Directors and Officers Liability
• Pollution Liability
• Marine Liability
• Ocean Marine / Hull & Cargo
• Boiler & Machinery
• Crime
• Libel & Slander
• Special Event
Business Life Insurance, Disability & Benefits
• Disability Insurance
• Funding of Buy-Sell Agreements
• Key Man Coverage
• Group Benefits