Tornado Tips

Courtesy of iii.org

Warnings/watches

Remember that a watch means that weather conditions are favorable for tornadoes and a warning means one has been spotted in your area.

  • Learn the warning signals used in your community. If a siren sounds, that means stay inside and take cover.
  • Consider setting up a neighborhood information program through a club, church group or community group. Hold briefings on safety procedures as tornado season approaches. Set up a system to make sure senior citizens and shut-ins are alerted if there is a tornado warning.

Seeking shelter

Do not try to outrun a tornado. Instead, stay calm and seek shelter.

  • At home or work, seek shelter in the central part of the building, away from windows. Basements are the best havens. If this is not an option, take cover in the bathroom, closet, interior hallway or under a heavy piece of furniture.
  • If you are in your car, abandon your vehicle and seek shelter in the nearest ditch if no other facility is available.
  • People living in mobile homes should vacate the premises and seek shelter elsewhere.

Protecting your property

  • If a tornado watch has been issued, move cars inside a garage or carport to avoid damage from hail that often accompanies tornadoes. Keep your car keys and house keys with you.
  • If time permits, move lawn furniture and yard equipment such as lawnmowers inside. Otherwise they could become damaged or act as dangerous projectiles causing serious injury or damage.
  • Make an inventory of your possessions and store it off the premises. If your belongings are damaged, this list will help facilitate the claim filing process.

2018 Atlantic Hurricane Forecast

Courtesy of iii.org

On Thursday April 5th Philip J. Klotzbach and Michael M. Bell, scientists with the Colorado State University, issued their 2018 Atlantic Hurricane Forecast. The forecast anticipates slightly above-average activity for the 2018 Atlantic basin hurricane season.

There is slightly above-average probability of a major hurricanes making landfall along the continental United States coastline and in the Caribbean.

Klotzbach and Bell estimate that 2018 will have 7 hurricanes (median is 6.5), 14 named storms (median is 12.0), 70 named storm days (median is 60.1), 30 hurricane days (median is 21.3), 3 major (Category 3-4-5) hurricane (median is 2.0) and 7 major hurricane days (median is 3.9). The probability of U.S. major hurricane landfall is estimated to be about 120 percent of the long-period average.

Probabilities for at least one major hurricane landfall on each of the following coastal areas:

  • Entire continental U.S. coastline – 63% (average for last century is 52%)
  • U.S. East Coast Including Peninsula Florida – 39% (average for last century is 31%)
  • Gulf Coast from the Florida Panhandle westward to Brownsville – 38% (average for last century is 30%)

As is the case with all hurricane seasons, coastal residents are reminded that it only takes one hurricane making landfall to make it an active season for them. They should prepare the same for every season, regardless of how much activity is predicted.

Click here for the full forecast.

Dr. Philip Klotzbach is a non-resident scholar for the Insurance Information Institute (I.I.I.)

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Deer Season and Car Accidents

During deer season, which generally runs from October through December, there is a dramatic increase in the movement of the deer population. Many of these deer find their way onto highways and into suburban neighborhoods. As a result, more deer-vehicle collisions occur in this period than at any other time of year.

The Insurance Institute for Highway Safety (IIHS) estimates that there are more than 1.5 million deer-vehicle collisions each year, resulting in 150 occupant deaths, tens of thousands of injuries and over $1 billion in vehicle damage.

In 2013, 191 deaths were the result of collisions with animals, with deer being the animal most often struck, according to the IIHS.

One out of 169 drivers will have a claim from hitting a deer, elk or moose in 2015,, about the same as a year earlier. Those odds more than double during October, November and December. Nationally the average cost per claim average is $4,135, up 6 percent from 2014, when it was $3,888.

These claims are most likely in West Virginia, where the odds of such an accident is 1 in 44, 11.4 percent less likely than in 2014, when the odds were 1 in 39. West Virginia has held the top spot for nine years in a row. In Hawaii, the odds are 1 in 8,765, making that state the least likely for the ninth consecutive year.