Happy Thanksgiving!

turkey

Happy Labor Day From All of Us

Labor day card design.

Did you Know Tax Day Changed This Year?

tax-1

It’s Daylight Savings Time Again!

Alarm clock in spring field

Alarm clock in spring field

Share With Your Friends, Full Moon to See Santa!

christmas

Enjoy An Old Fashioned Christmas!

father-christmas

We Owe Them a Lot

veterans day

Deer Season and Car Accidents

During deer season, which generally runs from October through December, there is a dramatic increase in the movement of the deer population. Many of these deer find their way onto highways and into suburban neighborhoods. As a result, more deer-vehicle collisions occur in this period than at any other time of year.

The Insurance Institute for Highway Safety (IIHS) estimates that there are more than 1.5 million deer-vehicle collisions each year, resulting in 150 occupant deaths, tens of thousands of injuries and over $1 billion in vehicle damage.

In 2013, 191 deaths were the result of collisions with animals, with deer being the animal most often struck, according to the IIHS.

One out of 169 drivers will have a claim from hitting a deer, elk or moose in 2015,, about the same as a year earlier. Those odds more than double during October, November and December. Nationally the average cost per claim average is $4,135, up 6 percent from 2014, when it was $3,888.

These claims are most likely in West Virginia, where the odds of such an accident is 1 in 44, 11.4 percent less likely than in 2014, when the odds were 1 in 39. West Virginia has held the top spot for nine years in a row. In Hawaii, the odds are 1 in 8,765, making that state the least likely for the ninth consecutive year.

Share if You Love Dogs!

cows

Identity Theft and You

A plastic foam superhero action figure saved me yesterday. She flew into my mailbox, along with a pamphlet extorting, “Be a Cyber Hero.” And, I am (cue Superman theme song).

I got an email yesterday purportedly from a newspaper reporter. In the subject line, it said “View Document,” and there was a graphic of the document to click upon. The email even had the reporter’s correct email address, signature line and phone number. I did not click it – because it’s Cyber Security Awareness Month – and a foam action figure warned of danger ahead.

Most everyone knows about the online fraud scams loaded with bad spelling and awkward phrasing from a foreign “exiled prince” or otherwise “rich” benefactor, who somehow selected you to receive his “fortune.” Yeah, we’re not falling for that. But how about the email that looks like it came from a friend?

These often come without anything in the subject line, or with a single word, like “Hi!” And, there is a link for you to click. Once you do that, malware infects your computer and does all sorts of damage. If the email looks suspicious, here’s an old-fashioned tip: Pick up the phone and call the sender. I did that and learned the reporter received the email with the attachment, clicked it and the malware immediately forwarded that malicious software code to ALL his contacts. Kind of embarrassing for him, but maybe he’ll write a good firsthand article about it!

There is identity theft insurance. Some insurers offer it as part of a standard homeowners or renters policy; others provide the protection through a separate policy. Since cyber theft is a growing threat, this coverage is worth considering, as is remaining diligent toward suspicious emails.

Parents warn, “Don’t ever open the door to strangers!” That’s pretty good advice for opening emails, too. courtesy of iii.org